Young Individuals & Couples
You're building a career and/or a life together planning for your financial future
- Aged in 20s and 30s
- Working on your career and enjoy having a reliable income
- May be paying off a mortgage, loans, credit cards, cars etc
- Aware of how difficult it is to save and get into your first home
- May be renting or living at home with parents
- Thinking about combining finances and/or starting a family
- Would like to manage your expenses and make provisions for your financial future
Young Families
Your career is doing well and you want to ensure your family is protected
- Aged in 20s, 30s or 40s
- Want to provide financial security for your family but with a tight budget
- Need to protect assets that you have worked hard to build
- Need to protect income in case you can't work for an extended period
- Would like to allocate education funding
- May have reduced income due to one or both partners reducing working hours to look after children
Professionals
You want to balance growing your career with celebrating your success
- Aged in 30s, 40s or 50s
- Medical specialist, lawyer, accountant, engineer, architect
- May have established your own business or practice
- Developing your stake in the business
- Have enjoyed financial success
- Open minded, approachable and appreciate good advice
Planning Retirement
You are looking to stop working and want to plan for your future
- Aged in 40s, 50s or 60s
- Enjoy a successful career but don't want to work forever
- Have started to talk about how to fund your retirement
- May have money to invest and are keen to improve financial knowledge
- May have investments and are concerned with the volatility in the share market
- Want help planning for the future - education, renovations, travel, retirement
Enjoying Retirement
You want to enjoy what you have worked so hard for over your career
- Aged in 50s, 60s or 70s
- Have retired or are just about to
- Want to enjoy the fruits of your labour and need help managing retirement income, including advice about social security
- May have Super as well as other investments such as managed funds, shares and property
- Would like to make sure Estate planning affairs are in order